DH's eldest niece has taken a keen interest in horse-riding. Out of the many activities she attends, she seems to enjoy that the most and has never once complained about how tedious or boring it is. However, horse-riding is one activity that does not come cheap and her parents have already spent quite a bit on equestrian clothing for her. Then there are the additional things such as the equestrian boots and accessories that constantly change to fit a growing girl. Having children certainly isn't cheap these days!