Avoid Sub-Prime

The recent sub-prime issue exposed the increasing number of Americans with bad credit. It was a shocking revelation, enough to send the markets worldwide into a downward spin. However, for those who are battling bad credit, there is still hope at BadCreditOffers.com if you need a credit card or home loan. This site continuously monitors the offers in the market for those which have the best terms for “bad credit” ratings. Its aim is to help those with “less than perfect” rating scores obtain credit cards, home loans or personal loans. While it’s great that these sites exist to help those with bad credit, it’s important to try to maintain as good a credit record as possible.